Learn Your Rights

Car & Truck Accidents
No-Fault Insurance Claims
Premises Slip & Fall Liability
Dog Bite Protections

Client Service


877-FRANK-LAW
jon@jonfranklaw.com

37282 - 31 Mile Road, PO Box #698
Richmond, MI 48062

Eliminate guesswork & confusion.

Pay Your Legal Fees Online

No-Fault Claims Coordination with Government Benefits

Under MCLA §500.3109(1), benefits provided or required to be provided under a state or federal government program must be deducted from No-Fault coverage otherwise payable. That means the No-Fault carrier gets to deduct whatever is paid by a state or federal insurance program. They also get to deduct those benefits payable under one of these programs, even if it is not actually paid.

The most common examples of coordination with government programs includes Social Security, other state and federal government assistance/income support, and wage loss benefits under Workers’ Compensation laws.

Learn more about Michigan No-Fault Insurance Laws & Protections.

Typically, health insurance pays “primary” to no-fault, meaning that the health insurer pays first, and any remaining unpaid accident-related expense should then be paid for by no-fault.  This is called “coordination of benefits”. There are exceptions to this for “ERISA-qualified plans”, discussed below.
.. Continue reading.

I cannot stress enough the importance of cooperating with your insurance company, before you have to hire me as your attorney. If you do have to hire a lawyer, he/she (or I) will be your contact with the insurance company.
.. Continue reading.

Sometimes, there are potentially more than just one insurance company, who might be responsible to pay your no-fault benefits.  Specific rules, allocating this responsibility are set forth in MCLA §500.3114, in order, more or less as follows:
.. Continue reading.

©2018 Frank Law Accident - Attorney. All rights reserved. | Disclaimer · Terms of Use · Privacy Policy | Law Firm Web Design Company: abm AGENCY