While the actual Michigan No-Fault Act does not limit medical benefits by time, or dollar amount, very few claims are actually paid for anything more than a few months.
The vast majority of no-fault claimants treat for a short period of time, and then simply stop treating, or taking time off work, because they no longer need to see a doctor, and no longer need to be off work.
Like a pyramid, the next category has fewer people in it. These are the folks who do not stop treating on their own, but are referred to a IME/DME, cut off, and then do not dispute that cutoff. By this time, we are done with probably 80% of all no-fault claimants.
The next, smaller group, the 20%, are those who fight the benefit cutoff, usually after a defense medical exam. Most commonly, those folks have retained counsel. Of those, probably 50% win or settle, and 50% lose.
In other words, about 80% of no-fault claimants do not fight when their benefits are cut off, and payouts occur in only half of the remaining 20%, or 10%.
Just as no-fault insurance carriers find ways to turn lifetime medical claims into closed files with no payment, I know how to turn your no-fault claim into one with a much stronger likelihood of being paid.